What is a merchant account?

Every business that accepts card payments requires a merchant account. This account is a holding account that ensures there is enough money in your customer's account to complete the purchase.

The payment process in 3 steps:

1- Purchase

A customer makes a card payment in your physical or online store.

2 - Transfer

With the help of your acquirer, we verify that there is money in the customer’s account and then withdraw the order amount.

3 - Deposit

The acquirer will then deposit the money into your business bank account.

We treat you right - your online merchant account come stacked with some amazing features.

Simple pricing

Easy to understand pricing at 2.9% + 30¢ per transaction.

Accept all major card types

Major payment cards, including Visa, Mastercard, and Amex can be accepted.

No contracts

Cancel at any time and never pay a fee.

Simple and powerful fraud tools

Keep your business safe with security tools built to protect.

Real human support

We are always here for you, reach us through phone, email, or live chat seven days a week.

You may also be interested in… Gateway

A payment gateway is the link that allows Bambora to pass money from your customer’s bank account to yours.


We are open for business!

Welcome to the world of payment solutions. Choose your country and start accepting payments from customers all over the world.