What is a merchant account?
Every business that accepts card payments requires a merchant account. This account is a holding account that ensures there is enough money in your customer's account to complete the purchase.
The payment process in 3 steps:
1- Purchase
A customer makes a card payment in your physical or online store.
2 - Transfer
With the help of your acquirer, we verify that there is money in the customer’s account and then withdraw the order amount.
3 - Deposit
The acquirer will then deposit the money into your business bank account.
We treat you right - your online merchant account come stacked with some amazing features.
Simple pricing
Easy to understand pricing at 2.9% + 30¢ per transaction.
Accept all major card types
Major payment cards, including Visa, Mastercard, and Amex can be accepted.
No contracts
Cancel at any time and never pay a fee.
Simple and powerful fraud tools
Keep your business safe with security tools built to protect.
Real human support
We are always here for you, reach us through phone, email, or live chat seven days a week.

You may also be interested in… Gateway
A payment gateway is the link that allows Bambora to pass money from your customer’s bank account to yours.

FAQ
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What is a merchant account?
A merchant account is where settlement takes place. Once the funds have cleared in the gateway, they are then settled into your merchant account. These funds are then passed through to your business account.
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How can I apply for a new account?
You can easily apply online. Click here to apply now.
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Can I use an existing merchant account?
Yes, you can hook your existing merchant account into our gateway. Click here for more details.