Article

What is a Secure Socket Layer (SSL)?

 

Even if you can’t explain what it is, most people are familiar with Secure Socket Layer (SSL). On the surface, SSL is the little lock you see on the url line, or the “s” that appears sometimes in the https://. Behind the scenes, SSL is an encrypted link between a server (Bambora) and a client (a merchant).

Online, data normally flows as plain text, meaning anyone who can intercept the information can read it. Under the PCI-Compliance standards, anyone who is processing payments on their website needs a SSL. This ensures that the data (credit card number, expiry date, address) that is being sent to the server is fully encrypted and protected from malicious intent.

SSL is a security protocol that controls the way the link and the data are passed between the server and client. You can find SSL across the internet, not just on payment websites. Any site that wants to keep their information secure will most likely have a SSL.

What can you do?

If you are processing payments online you must have a SSL. Not only does this keep your customer’s information safe while it transmits, but it also reassures them that their payment is secure.

Any Bambora product, Checkout to Virtual Terminal, uses a SSL to keep payment data safe. We even go one step further and tokenize the data, so even if someone did break through the SSL the data is encrypted rendering it unreadable.

If you are looking at payment tools outside Bambora ensure that they use a SSL to transmit information. Be very wary of any providers that are not following this basic layer of protection.

Cookies

Bambora use cookies to give you the best possible experience when visiting our site.

Cookies are small text files that are stored on the visitors computer and are used to track what the visitor is doing on the website.  

There are two main types of cookies;

  1. A persistent cookie, which is stored on the visitors computer during a selected time.
  2. A session cookie, which is stored temporarily in the computer memory when the visitor is browsing the site. The session cookie disappears when you close your browser.

Bambora use cookies to:

  1. Improve the user experience of the site, by for example by adapting the site to reflect the visitors requirements, choices and interests.
  2. Provide information for web site statistics regarding the use of the site
  3. Follow advertisement in media to adapt our services to help you receive more relevant offers.

Bambora also use cookies from third-party providers. These are used mainly to analyse user behaviour with the purpose to improving user experience, and to offer more relevant advertising.

You can choose if you want to accept cookies.
If you do not want to accept the use of cookies, you can adjust the system settings in your browser. Certain functionality can only be used if your browser allows cookies.

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