Payments 101

02 October 2017

To accept payments, you first need a gateway.


A payment gateway is the technology layer that links your customer’s financial institution to yours when processing a payment. Every payment made goes through a gateway. Bambora’s gateway is bank neutral allowing it to plug into virtually any acquiring banks within North America.


You will also need a merchant account.

I already have one

No matter which financial institution holds your account, you will be able to seamlessly connect to Bambora’s bank neutral gateway with a gateway only account.

I need one

Bambora’s merchant accounts are transparent, with no locked contracts, no monthly minimums, flexible settlement, and simple pricing.


3 ways you could accept payments

Shopping cart

Need a shopping cart? Bambora integrates with over 50 of the leading shopping carts, ensuring a seamless connection. 

Learn more


Bambora’s Checkout allows you to add a payment form to your website. With a few lines of code you can add a customizable, responsive, future-proof payment form. 

Learn more

Virtual Terminal

Created for merchants who process orders over the phone or through mail-in-orders. Bambora’s Virtual Terminal is a simple and secure online interface.

Learn more


Staying safe


All companies that process, store or transmit credit card information must maintain a secure environment. This includes all merchants, vendors, or software providers who handle credit card information. Bambora is PCI Level-1 (the highest level) certified service provider. Before you start processing credit card transactions online, you will have to complete a PCI DSS self-assessment questionnaire.

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With Bambora’s Tokenization, you can send any piece of sensitive information to Bambora where it is encrypted and stored on our PCI-certified servers. Bambora then returns a token back that represents the customer’s sensitive information. Simply utilize the unique token whenever your customer makes a repeat purchase.

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We are open for business!

Welcome to the world of payment solutions. Choose your country and start accepting payments from customers all over the world.